Total Health Insurance in a Changing World

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Private Cash Plans

A Health Cash Plan provides individuals the families to claim back some of the everyday health expenses that need to be managed for example check-ups and appointments. Cash Plans are an affordable health insurance providing reimbursement for visits to an optician, dentist, therapy treatments, chiropody, consultation, MI CT and PET scanning, stress counselling, advice lines and many other service. The idea it to prevent sickness or injury by encouraging check-ups and appointments rather than an exact cure.

How Health Cash Plans Work

  • Call BDHL who will find the most suitable health cash plan for you, your needs and your families needs
  • Book your appointment – make sure you have an approved qualified health practitioner
  • Go for your treatment – relax knowing that the cost of the appointment is covered
  • Get a receipt – ensure that this includes name, date, type of treatment, amount paid and practitioner details
  • Submit your claim – this can be up to 12 months after the treatment date either online or paper based
  • Receive cashback – once the claim has been processed the refund will be paid directly into your bank account

Cash plans can even pay out when you buy or replace glasses, contact lenses, or for dental care – depending on the plan you choose. There are additional advantages of opting for a Cash Plan including the fact that premiums do not increase with age and schemes allow children to be added free of charge where one or more of the parents are covered.

There are many low cost health cash plans available on the market and all have slightly different features but with most meeting every budget restraint. A Cash Plan should not be treated as an alternative to Private Medical Insurance but a plan that complements and helps to pay for day to day health treatments whether on the NHS or Privately.

These private cash plans are available for an individual or family policy, and if you run a business you may be interested in the potentially reduced rates associated with taking out group cash plans, reducing what you pay personally whilst offering your employees a fantastic benefit.

Getting started

If you’re interested in how you might personally benefit from a private cash plan, getting started can be as easy as picking up the phone.

BDHL’s friendly team of experts are happy to help you find a cash plan that suits you and your family’s needs, giving you peace of mind for the future.

Call us today on +44 (0)1892 891 900

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