Total Health Insurance in a Changing World

Group Health Cash Plan

Group Health Cash Plan Cover provides the opportunity for employees to claim back everyday health expenses. Group Health Cash plans are the most affordable employee benefits that gives reimbursement for visits to an optician, dentist, therapy treatments, chiropody, consultation, MRI, CT and PET scanning, stress counselling and advice lines and many other services. The emphasis is on preventing a sickness or injury where possible.

Group Health Cash Plan

A Group Health cash plan with BDHL as your broker are highly recommended as it is one of the most popular health related employee benefit. Group Health cash plans are simple to implement and provide insurance cover for a wide range of healthcare scenarios. Cash plans are reasonably priced per employee. Health cash plans can start as little as £6.80 per employee and can provide a financial contribution, that depending on the level of cover you choose, that can range from a reimbursement of £50 to £300 per year for routine check-ups and therapies.

85% of employers say minor ailments are the biggest cause of sickness absence, with the advice that BDHL can offer on health and well-being as an employee benefit your company can stay ahead of your competitors as the employer of choice.

The purpose of a Group Health cash plan is preventative health. Encouraging employees to go for their check-ups and regular physiotherapy sessions can be a vital part of a health and well being programme where employees avoid having to go off long term sick as they are managing their own health, knowing that they are going to get the money back for health sessions. early diagnosis generally means illnesses are easier to treat and therefore reduced recovery time. Group Health cash plans also give employees the opportunity to access proper rehabilitation and speeds up the time employees need away from the office. Everyday health cover also means employees start to think independently about their own health and ultimately feel happy and healthy leading to increased motivation and commitment to their job.

Group Health Cash plans offer an easy claims service – your book your appointment, with a approved qualified health practitioner, go for your treatment and relax knowing that the costs of the appointment are covered. Review a receipt which includes name, date, type of treatment, amount paid and practitioner details, submit your claim – this can be online or paper based and up to 12 months after the treatment date. Your claim will be reviewed and the cashback will be processed directly into your bank account.

Hospital Treatment Insurance

A hospital treatment insurance plan is an enhanced health cash plan without being a group private medical insurance policy. This type of employee benefit is best suited employees who are in the middle of the organisational hierarchy. A hospital treatment insurance plan provides employees with prompt group private medical treatment for a range of serious conditions (excluding heart and cancer) Hospital treatment insurance provides employees with access to affordable private surgery and medical treatment. Employees have reduced waiting time allowing them faster recovery enabling them to return to work sooner. Prices start from £5.55 per employee per month.

Key features:-

  • 4 types of underwriting
  • No medical required
  • No excess to pay
  • Immediate cover for new conditions
  • Up to 3 operations, per employee in any 12 months
  • Choice of hospital – Private and NHS

Find Out More

BDHL work with all the leading health cash plan providers for example Simply health, Medicash, Westfield Health, Healthshield, Paycare, BHSF to find the best Group medical health care cash plan policy to cover all levels and number of employees.

If you would like to find out more about how a Cash Plan policy could benefit your organisation, as well as further information on the quick and easy process of making a claim and what can be claimed for; please don’t hesitate to contact us and a member of the team who will take the time to explain this policy, or any of other corporate health care insurance policies, and provide you with any relevant documentation. Call today on +44 (0)1892 891 900 or by completing the contact form on this page.

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