Health Cash Plan Cover provides the opportunity for employees to claim back without being sick. Cash plans are the most affordable employee benefits that gives reimbursement for visits to an optician, dentist, therapy treatments, chiropody, consultation, MRI, CT and PET scanning, stress counselling and advice lines and many other services.
A Health cash plan with BDHL as your broker are highly recommended as it is one of the most popular health related employee benefit. Health cash plans are simple to implement and provide insurance cover for a wide range of healthcare scenarios. Cash plans are reasonably priced per employee. Health cash plans can start as little as £6.80 per employee and can provide a financial contribution, that depending on the level of cover you choose, that can range from a reimbursement of £50 to £300 per year for routine check-ups and therapies.
The purpose of a cash plan is preventative health. Encouraging employees to go for their check-ups and regular physiotherapy sessions can be a vital part of a health and well being programme where employees avoid having to go off long term sick as they are managing their own health, knowing that they are going to get the money back for health sessions. early diagnosis generally means illnesses are easier to treat and therefore reduced recovery time. Health cash plans also give employees the opportunity to access proper rehabilitation and speeds up the time employees need away from the office. Everyday health cover also means employees start to think independently about their own health and ultimately feel happy and healthy leading to increased motivation and commitment to their job.
A hospital treatment insurance plan is an enhanced health cash plan without being a group private medical insurance policy. This employee benefits is best suited to the middle group employees. A hospital treatment insurance plan provides employees with prompt group private medical treatment for a range of serious conditions (excluding heart and cancer)
BDHL work with all the leading health cash plan providers for example Simply health, Medicash, Westfield Health, Healthshield, Paycare, BHSF to find the best medical health care cash plan policy to cover all levels and number of employees.
85% of employers say minor ailments are the biggest cause of sickness absence, with the advice that BDHL can offer on health and well-being as an employee benefit your company can stay ahead of your competitors as the employer of choice.
If you would like to find out more about how a Cash Plan policy could benefit your organisation, as well as further information on the quick and easy process of making a claim and what can be claimed for; please don’t hesitate to contact us and a member of the team who will take the time to explain this policy, or any of other corporate health care insurance policies, and provide you with any relevant documentation. Call today on +44 (0)1892 891 900 or by completing the contact form on this page.