We all want to take care of our teeth. Whether you are seen by an NHS or Private Dentist, BDHL can find you a private dental insurance policy from a range of insurers that will cover you for check-ups and routine care such as fillings and crowns – and extendable to cover oral cancer care and accident and emergency treatment. Dental insurance can help to protect you against the unexpected and the untimely expenditure of dental treatments.
But why get private dental insurance when you’re covered by the NHS? It’s simple – the NHS does not cover all your dental costs (as it would for medical costs), meaning you will still be expected to pay some amount for treatments. The most basic examinations may cost £22.70, but even a filling can cost upwards of £60 and more advanced procedures – crowns, dentures, bridges, etc. – can sail over £250.
What’s more, the NHS may only offer certain levels of care for these prices, a common example is the additional cost of choosing a white porcelain filling over a grey amalgam filling.
The right Dental Cover offers you and your family the flexibility to have routine check-ups and treatment at a more convenient time, allowing for reduced time off work or missed hours at school. A Private Dental Policy offers advantages:
It is worth noting that while pre-existing conditions are covered, pre-prescribed treatment is not. For example, if someone has had a crown for years and then it breaks the day after they take out the policy, then the treatment for that would be covered. However, if the crown has broken before cover starts and treatment has already been prescribed, then this would not be covered.
If you run a business, click here to see how you can enjoy reduced rates with a group dental insurance plan.
BDHL are experts in finding the right solution for your specific insurance needs. For more information on Dental Insurance and the advantageous benefits of supplementing it with low cost cash plan contact the BDHL advisory team by calling +44 (0)1892 891 900, or use the contact form provided on this page to send an email enquiry.