Total Health Insurance in a Changing World


Berwick Devoil Healthcare Limited (BDHL) are health and group risk insurance advisers. BDHL have over 25 years experience in the Health and Protection industry. We value our Individual and Corporate clients, the bespoke and high quality service we provide ensures that our clients receive the best, most relevant insurance advice and policies to fit their circumstances. Working with all the leading health and group risk insurance companies we carefully select the policies available on the market to fulfil our clients demands and needs.

BDHL specialise in working with HR teams to develop their employee benefits strategy. Our health and protection insurance products can aid with:-

  • Absence management
  • Stress management
  • Recruitment
  • Retention of employees
  • Reward Strategies
  • Wellness initiatives

For corporate clients, our employee benefits include group private medical insurance, group income protection, group life (death in service benefit) group critical illness cover, employee assistance programmes (EAP) health cash plan, group dental insurance and group travel insurance.

For individual clients, BDHL can offer private medical insurance, private dental insurance, private cash plans, and low cost accident protection cover.

Do How much does BDHL’s service cost?

Generally BDHL are paid commission by the insurers. This commission amount is built into every premium and therefore appointing BDHL as your broker or using our services does not cost you anything extra. However, we can work on a pre-agreed “fee basis” which would be dependent on criteria such as insurance type and group size.

BDHL Values

These describe BDHL’s actions and decision making process in order to build our outstanding reputation.

  • Boutique
  • Approachable
  • Quality
  • Dedicated
  • Impartial

BDHL’s Clients

We offer each of our clients a personal and bespoke service. At BDHL we understand that each industry have different business or personal objectives and we strive to fully understand this for our clients. We work with small, medium and large companies, as well as, individuals and their families based in the UK and across the world. BDHL are comitted to upholding the highest standards of integrity, honesty and excellent customer service.

BDHL’s Employees

BDHL are a niche company and our employees work as a team. We take the time to recruit and retain staff who are enthusiastic, knowledgeable and self-motivated. We have implemented a new training programme and re-structure of the company to enable us to strengthen our proposition to our valued clientele. Our staff are offered a wide range of employee benefits.

If you feel that your qualities would fit at BDHL then please send your CV to

Quality Advice

Our friendly health insurance specialists in Tunbridge Wells are always on hand to field your questions by phone on +44 (0)1892 891 900, by email at, or by using the form on this page to send us your enquiry!

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