Total Health Insurance in a Changing World

Employee Assistance Programmes EAP

Employee Assistance Programmes EAP

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Death in Service Benefit

Death in Service Benefit

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Group Income Protection

Group Income Protection

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Group Critical Illness Cover

Group Critical Illness Cover

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Group Private Medical Insurance

Group Private Medical Insurance

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Health Cash Plan

Health Cash Plan

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Group Dental Insurance

Group Dental Insurance

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Group Travel Insurance

Group Travel Insurance

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BDHL Products Explained

  • Employee Assistance Programs EAPs and Occupational Health – provides council on a range of issues that could affect an employees ability to attend work
  • Death in Service Benefits (Group Life Assurance) – a tax free lump sum paid directly to your employee’s nominated beneficiary in the unfortunate instance wherein an employee suffers a death in service
  • Group Income Protection Insurance – continues to pay an employee in times of long term sickness absence until the employee returns to work or retires
  • Group Critical Illness Cover – a tax free lump sum paid directly to your employee should they be diagnosed and survive a serious critical illness e.g heart attack, stroke, cancer

BDHL Products Explained

  • Group Private Medical Insurance – provides employees with swift access to hospital treatment and specialist consultation
  • Health Cash Plans – affordable health care that provides reimbursement for visits to an optician, dental check-ups and bills, physiotherapy, chiropractor treatment, stress counselling and many other services
  • Group Dental Insurance – alleviates the stress of unexpected dental bills, providing cover for check-ups and routine care e.g fillings and crowns, oral cancer and accident and emergency treatment
  • Group Travel Insurance – provides security and peace of mind for employees on business trips whilst protecting the company from covering expenses in an unfortunate incident
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