Total Health Insurance in a Changing World

Private Medical Insurance

Private medical insurance (PMI), also known as Health Insurance, can help to supplement what’s available on the NHS. The benefits of having a PMI policy in place include greater flexibility and choices to manage any necessary medical treatments required by you or your family within a budget that suits. BDHL are proud to be expert providers of Private Medical Insurance in Tunbridge Wells, Kent, allowing individuals to gain the peace of mind in the knowledge that they have secured comprehensive and effective cover.

Our NHS system offers an excellent service for emergency treatment but a Private Medical Insurance plan will give you added peace of mind and security allowing you the ability to avoid NHS waiting lists and receive fast-track consultations and private treatment for short-term, curable medical problems.
You can choose to be treated privately in an NHS hospital or in a private hospital giving you the ultimate control over where and when the treatment takes place (subject to the rules of your chosen policy).

Choosing the policy for you

Whether you want a fresh pair of eyes to look over an existing Private Medical Insurance policy, require help to manage and review your existing policy, or are considering buying your first health related insurance – BDHL can help you choose the right policy from one of the UK’s leading insurance providers and are also able to offer a range of bespoke low cost alternatives. Whatever you requirements or whatever your budget, BDHL is able to guide you every step of the way ensuring the benefits and terms within a policy are correct for you, your family and lifestyle. BDHL offers total health insurance solutions, including additional covers such as private dental insurance, wherever you are in the world at a cost that makes sense to you.

Our broking services and on-going policy management ensures that your premiums remain competitive, and that your policy remains up to date in its benefit structure for your needs.Our knowledgeable and friendly team are available to help with:

  • Policy transfers
  • Underwriting issues
  • Existing and on-going medical conditions
  • Claims queries
  • Invoice issues
  • General questions that crop up during the year.

If you own a business and wish to benefit from the reduced costs of group health insurance, you should consider adding this benefit to your employees’ packages. Find out the benefit on our group medical insurance page here.

‘Challenge Charlie’ 2022

Every month in 2022 we offer individuals and their families Challenge Charlie. The purpose of the challenge is to save new clients money in a world where out-goings are always rising.

If you have any existing policy in place that either doesn’t have an appointed broker or is appointed to another broker then we will ask you to complete a simple form in order for BDHL to review your policy. This process doesn’t cost you anything.

We will then speak to you and establish your demands, needs and requirements. Using the information obtained we will then go to the whole of the Private Medical Insurance market to provide you with a detailed report of our findings and suggestions.

Once BDHL is appointed as your broker our services are FREE.

We offer existing clients an annual market review as part of our ongoing service propositions. As well as assistance with administration and claims throughout the year.

We are 100% confident in Charlies ability to tailor your policy and reduce your premium, however on the unlikely chance that Charlie is unable to beat your current premium we will provide you with an amazon gift card and then review your policy again at renewal for FREE.

If you want to take Charlie up on the challenge then he can be contacted via phone on 01892 891900 or email

Charlie is also available to review the following polices to bring them in line with your budget:

  • Private Dental Insurance
  • Low Cost Accident Protection Insurance
  • Private Cash Plans
  • Private Income Protection Cover
  • Private Life Insurance Cover
  • Private Serious Illness Cover
  • Business Protection Insurance
  • All of the above for corporates and groups
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+44 (0)1892 891 900

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