Our Group Income Protection schemes provide cover for absence as a result of sickness but in the event of a critical illness we offer Group Critical Illness Cover. These policies will pay a tax-free lump sum directly to your employee should they be diagnosed with a serious critical illness such as a Heart Attack, Stroke, Cancer or Kidney Failure.
Providing your employees with cover from a Group Critical Illness policy will not only provide them with a payout in the event that they experience critical illness, but it will give them the peace of mind that in the unfortunate instance that the worst does happen their employer will be there to look after them. This removes a level of stress that many employees who are concerned about such things will experience at some point in their life, and by removing this concern you enable your employees to work without concern that if they do experience critical illness they will be unable to support themselves or any other dependants. Further to group critical illness cover, BDHL can also provide group private medical insurance in Tunbridge Wells, Kent and throughout the country to further protect you and your employees against the worst circumstances.
While you might think that setting up such a policy can be time consuming, rest assured that a Group Critical Illness policy can be put in place simply and quickly, with options such as whether it’s based on a multiple of salary or a specified amount being entirely at your discretion. Through special arrangement with certain providers we have been able to arrange cover for groups as few as 3 employees with a free cover level of £500,000 per employee. One of the big advantages of the ease in setting up a Group Critical Illness policy is that it does not require you to question individual employees about their health or any pre-existing conditions as no medical declarations are required, furthering the simplicity and ease of setting up this policy.
We’ve detailed a few of the benefits to this policy, however if you wish to find out more in-depth information about this or any of the other health insurance solutions that we offer at BDHL we would be more than happy to discuss your enquiry. Get in touch with a friendly member of our group critical illness team near Tunbridge Wells, Kent, who will take the time to ensure that you receive the relevant information that you’re seeking by completing the contact form on this page or by calling us on +44 (0)1892 891 900.