UNUM are launching a major campaign to raise consumer awareness of the need for Income Protection. Their goal is to get UK employees to understand why everybody needs a back-up plan and to start conversations about it with their employers and colleagues.

Only one in five (22%) of parents now has Permanent Health Insurance with only two thirds (64%) having life cover and less than a third (30%) critical illness.

WPA has announced that it has lowered its minimum level of shared responsibility to £150 to encourage new joiners to its schemes. The shared responsibility is like an excess but works on the basis of the claimant paying 25% of each claim until they have met the £150 liability when they will start to receive the full value of their claim back. There are several levels of shared responsibility rising to £5000 available to choose from, the higher the amount the lower the premiums.

Covering basic healthcare requirements that all families would need, eye tests, dental check ups and physiotherapy. Cash Plans provide a series of benefits for families to receive refunds for basic healthcare treatment and some private treatments. Please go to our buy on line page and review the benefits and options.