Private Medical Insurance

Private Medical Insurance

Who should consider Private Medical Insurance?

PMI, an insurance policy that will pay for medical treatment, taken privately, that is required to cure a medical condition that has become evident after the purchase of the policy (in some cases existing medical conditions can be covered after a qualifying period, please ask us for more details).

The UK’s NHS is still envied around the world for being free at the point of delivery. However, we are all concerned as to how it will react if children, employees or we need treatment however serious or life threatening. When will an appointment with the consultant be available? How long will we have to wait to go into hospital? Is the treatment going to be available to us?

A carefully selected Medical Insurance policy will enable you to take more control of your treatment based around medical necessity, work and holidays.

PMI policies vary in cost and content such that some insurers have more than 100 options in one policy. Which one to choose and how much to pay takes time and careful consideration.

Why buy PMI?

There are many reasons why people and companies take out a Private Medical Insurance policy, some of these are:

  • Concern over the NHS being able to deliver the treatment that you require
  • The ability to have treatment in a more convenient time frame
  • The luxury of a private room with en-suite facilities
  • The option of receiving treatment in any part of the British Isles
  • Receiving private treatment and having the insurance company pay the bills
  • PMI is a benefit to the employer as well as the employee
  • Premiums are discounted for company, trade and professional organisations and voluntary schemes
  • Protection against the unknown

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Berwick Devoil Healthcare Limited, The Old Winery, Lamberhurst Vineyard, Lamberhurst, Kent TN3 8ER
tel: +44(0)1892 891900  fax: +44(0)1892 891892  email: enquiries@bdhl.co.uk

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