Your health

Your health is important to you and your family ...

Our health is one area of our lives over which we have little control. Good diet and exercise can help but even these can cause illness and injury.

Our health determines what jobs we can do and those we cannot. Many professions have fitness tests or pre-employment medical tests/questionnaires.

Your health determines where you work, who you work with, with what you work and probably most importantly, your earning ability.

The health you have today can change at any time in the future without notice. It can affect the way you live, work and play. It can affect the earning potential in the short term and in the long term.

It doesn’t matter which end of the pay scale you are, if you cannot work, you cannot earn.

It is likely that you have based your lifestyle around your income, level of mortgage, type of car, holiday destination, school fees and social life. Your health will determine your future.

Health Protection products do what they say, they protect you and cushion the financial effects of the interference in your life of bad health or a change in health status.

Whether they pay for a visit to the physiotherapist, pay for a major complex operation or replace your income they can all help protect you against what your future may hold.

The following table indicates the types of insurance policy that we would recommend considering for different people.

 

PMI

Critical Illness

PHI

PA & Sickness

Cash Plans

Dental

Travel Insurance

Pet Cover

Individuals

Private Medical Insurance 

Critical Illness Insurance 

Permanent Health Insurance 

Personal Accident and Sickness Insurance 

Cash Plans 

 

Travel Insurance 

Pet Insurance 

Self-employed

Private Medical Insurance 

Critical Illness Insurance 

Permanent Health Insurance 

Personal Accident and Sickness Insurance 

Cash Plans 

Dental Insurance 

Travel Insurance 

 

Small Corporate

Private Medical Insurance 

Critical Illness Insurance 

Permanent Health Insurance 

Personal Accident and Sickness Insurance 

Cash Plans 

Dental Insurance 

Travel Insurance 

 

Large Corporate

Private Medical Insurance 

Critical Illness Insurance 

Permanent Health Insurance 

Personal Accident and Sickness Insurance 

Cash Plans 

Dental Insurance 

Travel Insurance 

 

Voluntary & Trade Groups

Private Medical Insurance 

Critical Illness Insurance 

Permanent Health Insurance 

Personal Accident and Sickness Insurance 

Cash Plans 

Dental Insurance 

Travel Insurance 

Pet Insurance 

Retired Expats

Private Medical Insurance 

Critical Illness Insurance 

 

 

 

Dental Insurance 

Travel Insurance 

 

Working Expats

Private Medical Insurance 

Critical Illness Insurance 

Permanent Health Insurance 

Personal Accident and Sickness Insurance
PA only

 

Dental Insurance 

Travel Insurance 

 

 

 

 

 

 

 

 

 

 

Your Health

Private Medical Insurance

Critical Illness

PHI/Income Replacement

PA & Sickness

Cash Plans

Dental Insurance

Travel Insurance

International
Medical Insurance

Pet (Cat & Dog) Insurance

Online
Family / Individual Quotation

Online Corporate Quotation

Terms of Business
and Information Sheet

Contact Us

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Berwick Devoil Healthcare Limited, The Old Winery, Lamberhurst Vineyard, Lamberhurst, Kent TN3 8ER
tel: +44(0)1892 891900  fax: +44(0)1892 891892  email: enquiries@bdhl.co.uk

Berwick Devoil Healthcare Limited is authorised and regulated by the Financial Services Authority

Your Health | Online Quotation | Privacy Statement | Contact Us
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