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Group Income Protection/Permanent Health Insurance (PHI)

With Statutory sick pay cutting in after just a few days many companies want to help their employees in times of long term sickness absence by paying a proportion of salary until the employee returns to work or retires.

Group Income Protection/PHI policies pay the salary and if required NI contributions and Pension contributions on the companies’ behalf either for a defined period or until retirement.

There are additional benefits including return to work programs and stress counseling helplines included within the policies.

Assistance is also available to support companies with making office alterations to assist with helping to get people back to work.

This policy is also available as a personal basis.

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